We’re looking for talented individuals to join our Risk Management division as Graduate Trainees.Our 18‑month graduate programme aims to equip you with skills and experiences deemed necessary to set you up for becoming a skilled Risk Practitioner, with guidance and support from Senior Executives & Managers who run the Risk Management portfolios.Through a series of rotations, you will learn how risk is managed in the bank and gain extensive experience in a wide range of analytical areas within the Personal & Private Banking (PPB) Risk business unit. These areas include Decision Science, Credit Solution Engineering and Lending portfolios (i.e., Credit Card, Home Finance, Car Finance and Personal Loans), Fraud Risk Management and Non‑financial risk.You will be recruited as a permanent employee from the start of the program and placed into a team of choice, after rotations conclude.During this 18‑month programme you can look forward to:Learning about the Credit LifecycleParticipating in value adding projectsAd hocreporting, insights and analytics to inform business decisionsCollaborating with various teamsLearning/improving coding skillsDriving modernisation of digital credit solutions/strategies in Africa RegionsContributing to fraud insights and analyticsScorecard, capital, impairments and/or machine learning model monitoring and/or developmentBuilding credit strategiesUsing data science tools to automate risk assurance processesQualificationsMasters or HonoursBSc/BCom/ BDatSciStatisticsData SciencePure MathematicsComputational and Applied MathematicsInformatics/ Information SystemsComputer ScienceEconometricsBehavioural Economics (with an interest in applied banking analytics, credit decisioning, fraud behaviour)Actuarial Science (with an interest in banking credit risk, risk analytics, or financial risk management)This programme is designed for graduates who want to specialise in banking risk analytics and apply quantitative skills to credit decisioning, fraud risk, capital and impairment models within a banking environment.Applicants whose primary career interest lies in insurance actuarial work, product pricing or investment banking may find other programmes better aligned to those pathways.Honoursto be completed by 31 December 2026Additional InformationMinimum requirements:Must be a South African citizen.Should you have work experience, it should not exceed 18 months.Matric certificate to be submitted with application.ID copy to be submitted with application.Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.#J-18808-Ljbffr